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Home Information Packs

Due to recent regulation putting your home on the market now means that you will require a Home Information Pack before you can put your house on the market. Many Estate Agents have begun to offer discounted or free Home Information Packs, these can offer good value however it is important to make sure you will not end up paying more in the long run.

Some Estate Agents will cover the HIP cost by increasing their commission/fees to you, whilst others may tie you in to a lengthy sales contract. This could restrict your ability to sell your current property and cost you more should they be unable to sell your property and you wish to switch estate agents.

We would be happy to provide you with a competitive quote for comparison and if suitable arrange for a Home Information Pack for your property, simply call us on 01386 861654 or click here and we will call you back.

Every Home Information Pack will, as a minimum, contain the following:

• An Index listing the Contents of the HIP
• An Energy Performance Certificate - This provides a rating of the property's energy efficiency and carbon emissions, they will also give information about the cost of heating, hot water and lighting for the property with suggestions on how to cut these costs.
• A Sale Statement which summarises the terms of sale
• Evidence of Title
• Standards Searches - This includes a Local Authority Search and a Local Water Authority Search

If the property being sold is a Leasehold property, there will be additional requirements such as copies of the lease and details of service charge and ground rent payments.

The cost of a basic Home Information Pack varies depending on the location and type of property. A typical cost is between £300-£450 (inclusive of VAT).

It is possible to add extra reports to the basic Home Information Pack at an additional cost, such as a Home Condition Report, Guarantees or additional searches. This could improve the chances of property sale, but can add a significant extra cost.

Call us now for a no obligation quote on 01386 861654.

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Home ~ Purchase ~ Remortgage ~ HIPs ~ Conveyancing ~Mortgage Application Process ~ Why Express Funding? ~  Protection ~ Treating Customers Fairly ~ Commercial ~ Legal

Express Funding Ltd is Authorised and Regulated by the Financial Services Authority for residential mortgages, general insurance and pure protection insurance. Our FSA register number is 475157. Some products, such as Buy to Let and Commercial Mortgages, are not regulated by the FSA.
We do not charge a fee for residential mortgage advice; however there is an administration fee for processing each mortgage contract. The typical administration fee is £395 but this varies dependant on the type of mortgage. We will always confirm our fee in writing to you when we first discuss your circumstances.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.