Call us today on 01386 861654

 

Product Summary

Express Funding can offer you finance packages with:

Advances from £25k to £2m

Whether you want to buy a business property, extend your investment property portfolio or just refurbish and expand your current business premises, we can arrange the finance for you quickly and easily. With our personal service we will be with you every step of the way.

Flexible Terms up to 30 Years

Choose your mortgage term to suit your needs and your budget. We have access to lenders who can give terms between five and thirty years. We can discuss with you how different mortgage terms will impact you and your business to help you make the right decision.

Self Certification of Income

Unlike many institutions, we have access to lenders who will be happy for you to borrow money on a self-certification basis, without the need for full accounts.

Adverse Credit Considered

Running a business can be difficult and can occasionally cause credit problems such as arrears or County Court Judgments. We can help as we have lenders who are more than happy to lend even if you have or have had these or other credit problems. Our advisor will discuss your circumstances with you and come up with a product which will be suitable to help you move forward and realise your business potential.

Up to 100% Finance

We can arrange finance of up to 100% of the property value with additional security, or 90% for businesses looking to buy their current rented premises. For most other circumstances the standard LTV is 85% - but contact us to find out more.

3 Year Interest Only Period

If cashflow is tight we have access to lenders who will allow interest only payments for the first three years, this could especially help in the early years of starting your business. You can discuss your requirements with our advisor who can explain how this option could help you manage your budget more effectively.

No Upfront Lender Fees

We have access to lenders who will not ask you to pay any of their fees in advance.

Bridging Finance

If you require short term finance for property investment or development, with interest paid monthly or on repayment of the loan, we can arrange this for you.

Call us now on 01386 861654 or Click Here to contact us - once we have your details we can obtain a Decision in Principle for you within only 2 hours!

You could have the finance you need in as little as 4 weeks!

Acceptable Properties

 

Back to Top


 

Home ~ Purchase ~ Remortgage ~ Conveyancing ~Mortgage Application Process ~ Why Express Funding?Protection ~ Treating Customers Fairly ~ Commercial ~ Legal

Express Funding Ltd is Authorised and Regulated by the Financial Services Authority for residential mortgages, general insurance and pure protection insurance. Our FSA register number is 475157. Some products, such as Buy to Let and Commercial Mortgages, are not regulated by the FSA.
We do not charge a fee for residential mortgage advice; however there is an administration fee for processing each mortgage contract. The typical administration fee is £395 but this varies dependant on the type of mortgage. We will always confirm our fee in writing to you when we first discuss your circumstances.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.