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Express Funding has access to a whole market of lenders, which means that when you are thinking of remortgaging your property, we can find the best deal for you, whether you are looking to avoid a rate increase at the end of your current fixed or discounted rate period, or if you need to raise some extra money for various reasons. Why Remortgage? Capital Raising If you have equity in your property and want to raise some extra money for home improvements, maybe to build an extension or replace your kitchen or bathroom, then we could help. If you have equity in your property, a remortgage could allow you to raise the money you need. For example some of our clients raise money to buy a new car or go on holiday, or even to use to buy a holiday cottage or property abroad - saving the confusion and uncertainty of a foreign property mortgage. If you are interested in raising some extra money, contact us now. Avoid Rate Increases If your current mortgage is on a fixed or discounted interest rate period, then this means that at the end of that period, generally two, three or five years, your interest rate will increase significantly, often by as much as 2-4%, meaning that your monthly mortgage payment will become more expensive also. We can look at your current mortgage and circumstances and should be able to find you a remortgage that is more affordable, and which suits your current needs. We understand that our customers' lifestyles and situations change over time and that's why we form an ongoing relationship, so that you can always contact us if your circumstances change, that way we make sure you will always have the optimum products for you. If you want to switch to a better interest rate, contact us now. Debt Consolidation
Personal loans, Credit cards, Hire Purchase agreements and Car Finance are all examples of credit which can have high interest rates and high monthly payments, by calling us, we can go through everything with you and discuss how we can help you improve your financial situation. We will never encourage you to remortgage your property to consolidate your debts if it isn't in your best interests, which is why we encourage you to speak to us, even if it is just to talk to one of our advisors about your situation. If you want to consolidate your debts, contact us now. Previous Adverse Credit If you have had credit problems in the past you may have a mortgage with a non-high street lender which currently has an interest rate that is higher than average because you previously suffered from arrears, defaults or CCJ's. In many cases people have put these issues behind them and a few years down the line your credit rating has now improved and it is likely that there will be a wider choice of lenders who would now consider giving you a mortgage, at a significantly lower rate. By getting in touch with us we can discuss your current mortgage with you and give you an idea of how much you could save by switching to a mainstream lender. If you want to switch to a better lender, contact us now. If you are looking to remortgage your home, you can rely on Express Funding to find the best deal for you, whatever your circumstances - just give us a call on 01386 861654 or click here and we'll call you back. |
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Home ~ Purchase ~ Remortgage ~ Conveyancing ~Mortgage Application Process ~ Why Express Funding? ~ Protection ~ Treating Customers Fairly ~ Commercial ~ Legal Express Funding Ltd is Authorised and Regulated by the
Financial Services Authority for residential mortgages, general insurance and
pure protection insurance. Our FSA register number is 475157. Some products,
such as Buy to Let and Commercial Mortgages, are not regulated by the FSA. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. |
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In
life, we all know everything doesn't always go to plan, and for various reasons
we can end up with credit commitments that are costing us more than anticipated.
If this is the case it may be that to ease your monthly costs, you want to
consolidate these debts into your mortgage. Although in some cases this can mean
you are paying off your commitments over a longer period of time, you may rather
do this than have a higher level of outgoings now. We will take the time to
discuss with you the advantages and disadvantages of this course of action.