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Why Express Funding?

Most people would think of their bank as the first option for arranging a mortgage or insurance product. Unfortunately most banks can only offer their clients a very limited range of products and services which are not always the most competitive for your personal circumstances. 

Because we are an independent organisation we aren't tied to any one lender or insurance company. This means that we can look for a product from a number of providers which will suit your individual needs.

As a small local business ourselves, we understand the pressures of everyday life and we know that obtaining a mortgage is a major event. Because of this we endeavour to provide you with a personal service that is equal to how we would expect to be treated. We will keep you updated at each stage, and we will always be available to answer any questions you may have.

Express Funding is regulated by the Financial Services Authority and is committed to ensuring that our clients are treated fairly and professionally. To view our policy on Treating Customers Fairly, click here.

We want you to be happy with the application process every step of the way and to this end we have put together a guide of what you can expect from us. To view our Mortgage Application Process, click here.

 


 


 

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Express Funding Ltd is Authorised and Regulated by the Financial Services Authority for residential mortgages, general insurance and pure protection insurance. Our FSA register number is 475157. Some products, such as Buy to Let and Commercial Mortgages, are not regulated by the FSA.
We do not charge a fee for residential mortgage advice; however there is an administration fee for processing each mortgage contract. The typical administration fee is £395 but this varies dependant on the type of mortgage. We will always confirm our fee in writing to you when we first discuss your circumstances.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.